Monthly Archives: November 2017

Why do I need uninsured or underinsured motorist coverage?

An estimated 9% to 11% of drivers in South Carolina drive without carrying any automobile insurance,  according to various studies. Vehicle insurance is required by South Carolina law, but a significant people of number drive without it. Nationwide, the rate of uninsured drivers was 13% in 2015. Uninsured motorist rates varied substantially among individual states, ranging from 4.5 percent in Maine to 26.7 percent in Florida, according to the Insurance Research Council. Uninsured motorist coverage protects you and relatives who live with you.  If you are in a car wreck in which the at-fault driver has no insurance, you can turn to your own policy to pay your medical expenses, lost income, pain and suffering, and other injuries and damages. By law, your policy includes $25,000 of uninsured motorist coverage if one person is injured and $50,000 of such coverage if two or more persons are injured. Underinsured motorist coverage…
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