Category Archives: FAQs

How can I prove distraction or texting caused a car crash?

Many different types of evidence can prove a distracted driver was responsible for a car crash. A skilled lawyer can compile evidence and piece together the cause of the wreck. Lawyers have the ability to subpoena, or formally request by law, cell phone statements that may prove the other driver was on the phone when the accident occurred. Damage to the vehicles and the surrounding area, injuries and reports from the occupants and eyewitnesses can all show that a driver was distracted or otherwise acting negligently. Motorists hit by distracted drivers or someone who was texting while driving should know that even if the driver that caused the accident did not receive a ticket or traffic citation, he or she can still be held responsible for the damage.

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What if I get hit by a driver who does not have any insurance?

Uninsured motorist coverage is insurance that provides coverage to you if you get into an accident with a driver who does not have any insurance on his or her vehicle. Uninsured motorist coverage may cover your damages when you are struck by an unknown motorist or a hit-and-run driver. Such coverage is deemed “personal and portable,” which means it may provide coverage when you are a passenger in another person’s car or if you are injured as a pedestrian by a vehicle. You also may be able to “stack” the uninsured motorist coverage from policies on other vehicles that you own, which gives you additional coverage. Whether you can “stack” the additional coverage is a complex issue, and you should consult a lawyer to ensure your rights are protected. Uninsured motorist coverage is very important due to the high number of motorists who drive illegally without coverage. It is estimated that 10…
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What if I get hit by a driver who does not have enough insurance?

Underinsured motorist coverage is an insurance policy that provides additional coverage to you if you get into an accident with a driver who does not possess enough insurance and cannot provide enough compensation for your medical expenses and damages. Typically, your insurance will cover the difference between the amount the other driver’s insurance pays out and the amount of coverage in your policy. For example, assume the at-fault driver only carries only minimum coverage of $25,000, but your medical bills, physical pain and suffering, emotional distress and other damages are $150,000 or more. If you have underinsured motorist coverage of $100,000 under your own vehicle’s policy, then you may recover $25,000 from the at-fault driver’s policy and $100,000 from your policy. You also may be able to “stack” the underinsured motorist coverage from policies on other vehicles that you own, which gives you additional coverage. Whether you can “stack” the additional coverage…
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