Bad Faith Insurance Claims
Our Columbia Injury Lawyers Offer Assistance for Insurance Disputes
If you purchase life insurance, health insurance, homeownerâ€™s insurance and other insurance policies, you have done your part to protect you and your family. When a serious car accident or other emergency occurs, the insurance company must fulfill its end of your contractual agreement by providing coverage to you and anyone else covered under your plan. However, insurance providers often fail to give policyholders the appropriate coverage for some events and may even deny coverage.
Insurance companies owe it to their policyholders to grant coverage in good faith. If these companies fail to do so, you may be able to dispute the denial and receive the benefits you deserve in the court of law. The South Carolina injury attorneys at Proffitt & Cox, LLP offer knowledgeable representation for victims of bad faith insurance claims.
What is Insurance Bad Faith?
Insurance companies have a duty to grant coverage to policyholders for conditions specified in their policies. Each company has to negotiate and settle insurance claims in good faith, and any denial of coverage should include valid reasons for rejecting a claim or providing only a certain amount of payments. Companies that do not provide coverage or less coverage than the policyholder believes is necessary without adequate reasoning is likely operating in bad faith. Some examples of unethical practices by insurance companies may include the following:
- Refusing to pay a claim covered under the policy
- Granting only partial claim payments, or making an inadequate settlement offer
- Delaying the processing of a claim or payment
- Canceling coverage due to a claim
- Failing to investigate a claim properly
The law considers many other conditions to be acts of bad faith as well. If you have questions about the fairness of any action undertaken by an insurance company, our Columbia injury attorneys are available to assist you.
What to Do If You Suspect Insurance Bad Faith
If you feel your insurance company is operating in bad faith, you can first attempt to discuss the situation with your insurance provider. Mentioning that you suspect the insurer might have committed bad faith may cause the company to rethink its actions. If you do not receive a satisfactory result, contact our South Carolina injury law firm. We can evaluate your case, and talk with you about your ability to receive the coverage you need from your insurer.
We Can Resolve Insurance Disputes On Behalf of You and Your Family
David Proffitt and Ron Cox know how to represent victims of insurance bad faith, as well as get them the compensation they need after a serious accident. Our South Carolina injury lawyers can give you a fair opportunity under the law to receive your deserved insurance payments. Call us locally at (803) 834-7097 or toll free at (877) 276-0533 to speak with a qualified attorney at Proffitt & Cox, LLP today.