Bad Faith Insurance Claims

Providing Assistance for Insurance Disputes

If you purchase life insurance, health insurance, homeowner’s insurance and other insurance policies, you have done your part to protect you and your family. When a serious car accident or other emergency occurs, the insurance company must fulfill its end of your contractual agreement by providing coverage to you and anyone else covered under your plan. However, insurance providers often fail to give policyholders the appropriate coverage for some events and may even deny coverage.

Insurance companies owe it to their policyholders to grant coverage in good faith. If these companies fail to do so, you may be able to dispute the denial and receive the benefits you deserve in the court of law. The South Carolina injury attorneys at Proffitt & Cox, LLP offer knowledgeable representation for victims of bad faith insurance claims.

What Is Insurance Bad Faith?

Insurance companies have a duty to grant coverage to policyholders for conditions specified in their policies. Each company Insurance companies have a duty to grant coverage to policyholders for conditions specified in their policies.has to negotiate and settle insurance claims in good faith, and any denial of coverage should include valid reasons for rejecting a claim or providing only a certain amount of payments. Companies that do not provide coverage or less coverage than the policyholder believes is necessary without adequate reasoning is likely operating in bad faith. Some examples of unethical practices by insurance companies may include the following:

  • Refusing to pay a claim covered under the policy
  • Granting only partial claim payments, or making an inadequate settlement offer
  • Delaying the processing of a claim or payment
  • Canceling coverage due to a claim
  • Failing to investigate a claim properly

The law considers many other conditions to be acts of bad faith as well. If you have questions about the fairness of any action undertaken by an insurance company, our Columbia injury attorneys are available to assist you.

What to Do If You Suspect Insurance Bad Faith

If you feel your insurance company is operating in bad faith, you can first attempt to discuss the situation with your insurance provider. Mentioning that you suspect the insurer might have committed bad faith may cause the company to rethink its actions. If you do not receive a satisfactory result, contact our South Carolina injury law firm. We can evaluate your case, and talk with you about your ability to receive the coverage you need from your insurer.

We Can Resolve Insurance Disputes On Behalf Of You and Your Family

David Proffitt and Ron Cox know how to represent victims of insurance bad faith, as well as get them the compensation they need after a serious accident. Our South Carolina injury lawyers can give you a fair opportunity under the law to receive your deserved insurance payments. Call us locally at (803) 834-7097 or toll free at (877) 276-0533 to speak with a qualified attorney at Proffitt & Cox, LLP today.

Confidential Free Consultations; No Attorneys Fees Unless You Receive Compensation

We understand that when an injury occurs, people are concerned about medical expenses, lost income, and compensation for their pain and suffering and other damages. We can answer these questions, and more importantly, we can put our experience to work immediately toward helping victims of careless or wrongful conduct obtain prompt and appropriate compensation.

We offer free initial consultations for all injury cases. We handle injury cases on a contingency fee basis which means that our fees are a percentage of what we recover for you. You will not owe us any attorney’s fees in such cases unless we are successful in obtaining compensation on your behalf.

Our South Carolina accident attorneys have recovered over $30 million in verdicts and settlements for our clients. These claims involved automobile accidents, trucking accidents, harmful prescription drugs, medical malpractice, product liability, slip and fall accidents and class action cases. Review our representative cases to see some of our past successes and review our client testimonials to see what some of our clients have to say about us.

Free Case Review

Contingency fees are calculated based upon the gross amount recovered. Case costs paid by the firm are also reimbursed to the firm from the amount recovered. In most cases, the client will not be responsible for case costs if there is no recovery. Our agreement regarding fees and expenses applicable to your specific case will be provided in writing.

Any result our lawyers may have achieved on behalf of clients in other matters does not necessarily indicate similar results can be obtained for other clients. Each case must stand on its own merit based upon the facts and the law. Some cases referenced were handled by our attorneys while working at other firms, and in some cases, other lawyers participated in the representation of a client.